Our company

Aegon is an international financial services group with roots dating back almost 180 years. Our strategy is focused on building leading businesses that offer their customers investment, protection, and retirement solutions, always with a clear purpose: Helping people live their best lives.  And, as a leading global investor and employer,  we aim to have a positive impact by addressing critical environmental and societal issues. 

We are headquartered in the Netherlands, have our legal seat in Bermuda, and are listed on Euronext Amsterdam and the New York Stock Exchange. At our Capital Markets Day 2025, we announced our ambition to become a leading US life insurance and retirement group. To enable this ambition, we are relocating our head office and legal seat to the US. Following the completion of the relocation, we plan to rename the holding company Transamerica Inc., while our business units will continue to operate under their current brands.

Our corporate presentation

Our portfolio   

Our portfolio centers on our large US business, Transamerica, which represents around 70% of our operations. In addition, we own businesses in the United Kingdom, a global asset manager, and a life insurer focused on high-net-worth clients. Aegon also creates value by combining its international expertise with strong local partners via insurance joint ventures in Spain & Portugal, China, and Brazil.

United States 

Our largest business, Transamerica, is a leading provider of life insurance, retirement, and investment solutions in the US. The business serves over ten million customers and has a strong track record of making financial services available to the many, not just the few. 

In December 2025, we announced our plans to further accelerate Transamerica’s growth to capture the significant growth opportunities in the US, which is the world’s largest and most dynamic life insurance market. As an iconic American brand with unique customer access, Transamerica is uniquely positioned to serve average middle-income and mass-affluent American families, and small and medium-sized companies. These groups, which we refer to as “Main Street” America, represent a vast underserved segment of the US marketplace. 

A key component of Transamerica’s growth strategy is World Financial Group, Transamerica’s affiliated insurance distribution network of more than 92,000 independent agents that distribute Transamerica’s products, as well as those of other insurers.

Asset management 

Our global asset management business, Aegon Asset Management, services a global client base consisting of pension plans, public funds, insurance companies (including Aegon’s subsidiaries and partnerships), banks, wealth managers, family offices, and foundations. Aegon AM consists of four global investment platforms, where it has deep asset-class expertise: Fixed Income, Real Assets, Equities, and Multi-Asset & Solutions. 

In December 2025, we announced our plans to accelerate Aegon AM’s growth by increasing its third party assets, improving efficiency, further developing its strategic partnerships, and continuing to support Transamerica’s growth strategy. 

In China, Aegon AM owns 49% of Aegon-Industrial Fund Management Company, a Shanghai-based asset manager offering mutual funds, segregated accounts and advisory services. 

In France, Aegon AM owns 25% of La Banque Postal Asset Management, which offers a range of savings and investment products covering traditional financial markets, as well as diversified asset classes.

International

Fully owned businesses 

Transamerica Life Bermuda is a leading life insurance provider with extensive expertise in all aspects of high-net-worth wealth protection, including handling large sums assured and complex cases supporting legacy and business planning. The business operates primarily in Asia and the Middle East.

In Spain, Aegon España offers a range of life insurance, health insurance, and pension products. Aegon España distributes these products both directly to customers, and through a network of brokers and agents. 

International 

Partnerships

In Spain & Portugal, Aegon has a partnership with Banco Santander which distributes a wide range of insurance products through the bank’s branches. This includes life and health products, as well as non-life products, such as accident, home, unemployment, disability, critical illness dependency, and funeral cover. Aegon owns a 51% stake in the joint venture. 

In Brazil, Aegon has a 59.2% economic interest, and 50% of voting common shares, in Mongeral S.A. Seguros e Previdência (MAG Seguros), the country’s third-largest independent life insurer. MAG Seguros offers individual protection solutions. Together with Banco Cooperativo do Brasil, MAG Seguros also operates a joint venture company dedicated to providing life insurance and pension products within the Sicoob, Brazil's largest cooperative financial system. 

In China, Aegon owns a 50% stake in Aegon THTF Life Insurance Company, which offers life insurance solutions through a network of branches, primarily in eastern China.

United Kingdom

In the United Kingdom, Aegon UK is a leading investment platform with around 3.7 million customers that offers a broad range of pension, savings and investment solutions. Aegon UK distributes these products both directly to customers, and via brokers and independent financial advisors. 

In December 2025, we announced the start of a strategic review of Aegon UK to assess the best way to maximize its value for all stakeholders. In this review, all options will be evaluated, including a potential divestment.

a.s.r. shareholding

In July 2023, Aegon completed the transaction to combine its Dutch pension, life and non-life insurance, banking, and mortgage origination activities with a.s.r. Aegon owns approximately 24% of a.s.r.’s share capital. 

Supporting our businesses

Aegon Global Business Solutions Center is a vital partner within Aegon's global operations, based in Budapest. The center provides specialized services across IT, finance, risk management, actuarial, audit, and asset management to our businesses. 

Our history    

Our story began in the mid-1800s. Right from the start, the companies who later became part of Aegon were founded on similar principles to those that inform our businesses’ own behaviors and purpose today: helping people live their best lives. 

In the Netherlands, Aegon's earliest predecessor was Algemeene Friesche Begrafenisfonds, a burial fund in the northern Dutch province of Friesland in 1844. Burial funds were set up to provide funeral insurance to small communities to ensure that loved ones could be buried with dignity. 

Sixty years later in the US, the company that would one day become Transamerica was founded in 1904 by Amadeo Giannini, a young entrepreneur who was determined to bring financial opportunities to the many, not just the few. A couple of years later, Giannini would play an important role in helping people to rebuild their lives and businesses following the San Francisco earthquake. 

In 1928, Giannini consolidated his bank into what would become Bank of America. Two years later, the organization acquired the Occidental Life Insurance Company through the newly created holding company, Transamerica Corporation. In 1956, the Bank Holding Company Act required Transamerica to choose between banks or non-bank investments: Transamerica chose insurance. Four decades later in 1999, Transamerica was acquired by Aegon, in what was, at the time, the largest overseas purchase ever by a Dutch company and the second‑largest transaction in the US insurance industry.

From community burial funds in the Netherlands to the entrepreneurial spirit that helped San Francisco rebuild, our story has always been about showing up when it matters. Today, we’re channeling that same energy into a focused ambition: to become a leading US life insurance and retirement group, helping millions build the financial foundations they need to be able to live their best lives, today and tomorrow.