Perform audits of life underwriting decisions to ensure compliance with internal guidelines, regulatory frameworks, and industry standards. Provide coaching and feedback to underwriting staff, review contestable life claims, and support continuous improvement in underwriting quality.

Responsibilities

  • Conduct audits of life underwriting decisions across all distribution channels. 

  • Provide coaching and training to underwriters based on audit findings.

  • Analyze trends in underwriting decisions and mortality/morbidity experience. 

  • Serve as a liaison for the Medical Information Bureau (MIB) and lead the annual MIB self-audit. 

  • Review contestable life insurance claims in consultation with the Claims Department. 

  • Support special projects and process improvement initiatives. 

Qualifications

  • Five years of underwriting experience with mortality and morbidity based products.
  • Two years of directly related auditing experience.
  • Thorough knowledge of underwriting practices and industry standards, including related Sarbanes-Oxley regulations.
  • Excellent interpersonal and written/verbal communication skills in order to provide feedback and consultation related to audit outcomes, as well as assist and train lower level staff.
  • Attention to detail and analytical skills to perform audit duties and interpret data.
  • The ability to work on assigned audits independently and interpret a wide range of collected information.

Preferred Qualifications

  • Underwriting audit and/or contestable claims experience.
  • FLMI and FALU certifications.
  • Knowledge of Life & Protection products and distribution systems

Working Conditions

  • Remote from home.

The Salary for this position generally ranges between $88,000-$115,000 annually.  Please note that the salary range is a good faith estimate for this position and actual starting pay is determined by several factors including qualifications, experience, geography, work location designation (in-office, hybrid, remote) and operational needs. Salary may vary above and below the stated amounts, as permitted by applicable law.

Additionally, this position is typically eligible for a 15% Annual Bonus based on the Company Bonus Plan/Individual Performance and is at the Company’s discretion. 

This job description is not a contract of employment nor for any specific job responsibilities. The Company may change, add to, remove, or revoke the terms of this job description at its discretion. Managers may assign other duties and responsibilities as needed. In the event an employee or applicant requests or requires an accommodation in order to perform job functions, the applicable HR Business Partner should be contacted to evaluate the accommodation request.