Conducts routine to moderately complex reviews, investigations, monitoring, due diligence, and regulatory support to identify potential fraud, money laundering, sanctions, or related financial crimes risks. With general supervision, the Analyst applies procedures and investigative methods to document supported conclusions, recommend actions within guidelines, and escalate complex or higher-risk matters for additional guidance or direction.

Responsibilities:


• Conduct routine to moderately complex reviews, monitoring, triage, investigations, and due diligence involving potential financial crimes or regulatory concerns.

• Analyze information from systems, transactions, customers, agents, claims, policies, and other sources to identify risks and support disposition decisions.

• Prepare clear investigative files, findings, recommendations, and case documentation aligned with procedures and regulatory expectations.

• Support audits, examinations, reporting obligations, management reporting, dashboards, testing, projects, and system enhancements.

• Collaborate with internal partners to obtain information, communicate findings, and support risk mitigation.

• Manage assigned work accurately and timely while meeting service standards and KPIs.

• Maintain knowledge of relevant regulations, typologies, investigative methods, and assigned program requirements.

• Evaluate suspected fraud, misconduct, misrepresentation, unauthorized activity, application fraud, claims fraud, agent misconduct, or other SIU matters.

• Prepare investigative documentation and support referrals to external parties, including law enforcement, fraud bureaus, state reporting programs, or Departments of Insurance.

• Support SIU regulatory obligations, including anti-fraud plans, annual reporting, referral tracking, adult protective services reporting, and state insurance fraud requirements.

• Perform transaction monitoring, alert investigations, sanctions screening, and other risk-based reviews for unusual activity or financial crimes risks.

• Conduct enhanced due diligence reviews of higher-risk customers, including customer information, source of funds or wealth, and relevant risk factors.

• Complete investigations and document whether escalation, regulatory reporting, SAR filing, sanctions reporting, or other action is warranted.


Qualifications:


• Bachelor’s degree in business, finance, legal studies, criminal justice, risk management, compliance or related field

• 2+ years of relevant experience in financial crimes, compliance, fraud investigations, AML, sanctions, banking, insurance, law enforcement, risk management, or a related analytical or investigative function

• Experience analyzing information, researching issues, documenting findings, and making risk-based recommendations

• Strong analytical, investigative, critical thinking, organization, communication, and time-management skills

• Ability to interpret and apply procedures, meet service standards, and use Microsoft Office applications


Preferred Qualifications:


• Experience supporting AML, Fraud/SIU, sanctions, customer due diligence, transaction monitoring, suspicious activity monitoring, or financial crimes programs

• Experience using case management systems, databases, reporting tools, or risk identification systems

• Knowledge of financial crimes laws, regulations, industry guidance, audits, examinations, testing, or regulatory inquiries

• Insurance, securities, banking, or financial services experience

• Professional certification such as CAMS, CFE, CFCS, ACSS, or similar designation


Compensation:


The Salary for this position generally ranges between $60,000 - $70,000 annually. Please note that the salary range is a good faith estimate for this position and actual starting pay is determined by several factors including qualifications, experience, geography, work location designation (in-office, hybrid, remote) and operational needs. Salary may vary above and below the stated amounts, as permitted by applicable law.


Additionally, this position is typically eligible for an Annual Bonus based on the Company Bonus Plan/Individual Performance and is at the Company’s discretion. 


Working Conditions:


  • This is a hybrid position requiring three days in office per week in one of our hub locations (Cedar Rapids, Denver or Philadelphia).  Relocation assistance will not be provided for this position.
  • May require occasional travel (<10%) for meetings and industry conferences.

Applicants must possess legal authorization to work for our company in the U.S. without the need for immigration, sponsorship or otherwise serving as an employer of record for immigration employment purposes. At this time, this role is not eligible for immigration-related employment authorization sponsorship.

 

Disclaimer:
Beware of fake job offers!

We’ve been alerted to scammers impersonating Transamerica recruiters, particularly for remote positions. Please note:

  • We will never request personal information such as ID or payment for equipment upfront.
  • Official offers are sent via DocuSign following a verbal offer—not through text or email.

 


This job description is not a contract of employment nor for any specific job responsibilities. The Company may change, add to, remove, or revoke the terms of this job description at its discretion. Managers may assign other duties and responsibilities as needed. In the event an employee or applicant requests or requires an accommodation in order to perform job functions, the applicable HR Business Partner should be contacted to evaluate the accommodation request.